All about Car Accidents

Nobody ever wants to talk about the possibility of a car accident. We only talk about our neighbor whose leg almost got amputated after he smashed his car to a truck. But come to think of it; we do have to talk about what we should do about it to arm ourselves against any car mishap that might happen.
One major point to stress here is to hire a personal injury lawyer. This man of law will help you in determining the amount of insurance you should be getting or how much is your compensatory benefits, or simply that you are not being fooled by your insurance company or that of the other party’s.
Another significant thing; these benefits you are getting are based on the insurance package that you signed; basically, there are two types of insurance coverage: the comprehensive, which covers theft, vandalism, fire, and accidents caused by nature; the second one is collision coverage, which covers the insurance coverage of your car in any accident. However, the most basic tenet you should remember when you met an accident is to call your insurance to report the incident immediately; then you should file a police report, just to have some significant information documented, example the damages and the name of the persons involved, etc.
In some states, what is more troublesome is to determine who is at fault for the accident. In some states, a policy of no-fault liability makes every person involved in an accident responsible for damages on his own car. But still for some states, the at-fault policy requires a responsible party to pay all the damages of everyone involved.
Now what you must bear in mind is to document the pertinent information from the accident that will help your personal injury lawyer build a case with, such information as names and addresses of people involved in the accident, including the witnesses if there are any; insurance companies and the policy numbers of the people involved, a narration of how the incident took place, the property damages, and even names of those police officers who responded to the scene.
It’s good to equip ourselves of advance information for any accident or anything at all in life; in that case, we can lessen the inconvenience we experience in a car accident.

Source:
http://www.personalinjuryfyi.com