Get to Know More of the World’s Car Makers

What do car makers do exactly? You may ask. Technically speaking, they are involved in the manufacture, development, design (and redesign), marketing, and even sale of cars and motor vehicles in general.
So who are the world’s largest car makers? They are Chrysler, General Motors, and Ford. The names of these companies are still producing company-name-bearing cars. Chrysler Corporation produces Plymouth, Dodge, Chrysler while Ford has Mercury and Lincoln. General Motors, on the other hand, produces Oldsmobile, Pontiac, Cadillac, and Chevrolet.
To say that there are a few car makers around the world is not quite right. In fact, there are hundreds of them but only a few make a large number of cars around the world. We have to bear in mind that car makers are both producers and merchandisers of cars. They are also buyers of raw materials, i.e., rubber, iron, copper.
One out of seven jobs in the United States is directly related to car making and use of motor vehicles. Some of them are tuning cars, producing replicas of famous cars, and other car-making-related industry.
No matter how big a car-making industry is, it is necessary to know which type of car suits your preferences as well as you needs.

Source:
http://www.anythingaboutcars.com

Credit History Is All That Matters

How is leasing affected by your credit score? Your credit is tantamount to the spokesperson for the president during a political crisis. Your public image and trustworthiness will be defined by your credit history. Here are a couple of information on how to calculate your credit score and top the ranks in car leasing companies.
First of all you have to know that your credit score is a gauge of your credit worthiness for car leasing companies to grant you a lease. This is based on your present and past credit history, and it can range from 350 to 850.
When you have a credit score higher than 720, then you have a prime score and can land on the best rates of the house; on the other hand, if you are below 640, then you are subprime and considered as bad apple among the group of car leasing dealers.
If you get into this trouble, it would be better to grab the FICO Credit Score from the Fair Isaac Corporation (FICO). This is a detailed documentation of your credit score from three major credit agencies. You can compare and check if there are discrepancies in the tabulation of your credit reports; if ever you’ll find one, you can call this agency and ask for a correction.
If you find no mistakes on it, you can work on paying your debts and make it a point to go over the threshold of 640 in your credit report. It’s not a wise decision to open a new credit account since it might cause further bad credits on your account.
Exert more effort in hitting your above threshold goal, and you’re good to go!

Source: http://www.car-leasing-help.com

Having Bad Credits? Here’s a Car Lease Deal!

For those individuals who have bad credit histories, we introduce to you the greatest resolution to your dilemma: the sub-prime car leasing.
This type of leasing would surely help you by giving you a competitive pricing plan but is reflective of your credit issues.
Sub-prime leasing would allow you to still choose a brand-new car but only that you have fewer choices and that you have to pay higher compared to the ordinary car for the risk taken.
The first thing you need to do in this type of car leasing is to choose the car and the deal you want to avail of, contact the sub-prime leasing company, and submit the following documents for review: pay slip for three months, last three months bank statements, copy of driver’s license, and utility bill dated for ninety days.
All vehicles are from franchise dealers. The balance of the car’s former owner is provided for you to utilize. There are instances though when the financial institution would let you pay a higher initial payment or down payment.
Usually these companies would ask you to give an amount for the processing which is refundable if in case the deal won’t be granted but nonrefundable if the lease is approved.
You are also liable for insuring your car. Insurance is not covered by this type of lease. Mileage is another thing. You need to monitor your mileage. The lower your mileage is, the lower your rental payment. You have a corresponding charge for every mile in excess of the required mileage.

Source: http://www.subprimecarleasing.com/

iDrive System: Friendly Car Control Support

BMW, being one of the world's top car makers, has one secret feature that it can boast of for efficiency and reliability. I'm talking about the iDrive system.
This incredible feature has the sole purpose of assisting the driver by aiding in driving orientation and car control. Mighty iDrive arranges all the instruments for navigating in a more user-friendly manner that the driver maneuvers the car with maximum comfort.
Sorting out the panel buttons and grouping them to make them more compact and highly navigable, the usual plethora of buttons has become one sensible system, which gives the driver total control of the car in its fingertips.
With this system, those functions that are frequently used are placed near the steering wheel; and the indicators; headlight, wipers, sound system, and steering wheel controls. It also features the Info Display or Head-up Display to show significant driving info such as directions and speed.
The car's air-conditioning and navigational buttons as well as the suspension settings are activated by a controller, a single dial in the center of the console. The controller can be used with one hand and gives feedback. The upper middle section of the instrument panel houses the Control Display, which serves as the dialogue display of important info for navigation.
Another controller at the cabin's rear allows the passengers to enjoy entertainment, multimedia, comfort and navigation systems.

Source: http://www.contracthireandleasing.com

Getting the Most Out of a Car Auction

Make sure that you won't be giving out bouncing checks. To do this make sure that you have sufficient money in your bank to cover check payment. Other auctions might require bank drafts.
You can try checking online for some car pricing sites to check on the vehicle history report.
Make sure of the right title indication light of your contract. It may be red, green, or yellow.
You have to be at the auction site earlier than everybody. Be focused on the cars you want and avoid any distraction from the crowd. Bring important guidebooks whether it is a public auction or one that's wholesale. It may be helpful to bring your notebook or pocketPC and browse on some car pricing web sites from the auction.
Before you buy that car, try to verify first its vehicle history report. You can do that by yourself instantly when you the Palm Pilot or Pocket PC to aid you with the information. Another strategy would be to ask somebody to sit in front of a computer at home and call that person to check the history report of your desired car. Whatever is the cost given, try to remember that the primary concern of the auction is to sell the car. Don't trust the title checks given by the auction.
Read the contract and make sure that it is indicated there the number of days for you to get the contract. If they haven't furnished you the copy after the indicated date, take back your money; that is considered breach of contract. If possible, make it a point that the auctioned car has a title before you pay.
Bear in mind that you still have the buyer's premium to pay; calculate first if the auctioned car price will not go over its market value.
If you can't get the car at an affordable price below its published value, walk away and don't be entangled in a pricing war.

Source:
http://www.carbuyingtips.com

Getting the Most of a Car Auction

Make sure that you won't be giving out bouncing checks. To do this make sure that you have sufficient money in your bank to cover check payment. Other auctions might require bank drafts.

You can try checking online for some car pricing sites to check on the vehicle history report.

Make sure of the right title indication light of your contract. It may be red, green, or yellow.

You have to be at the auction site earlier than everybody. Be focused on the cars you want and avoid any distraction from the crowd. Bring important guidebooks whether it is a public auction or one that's wholesale. It may be helpful to bring your notebook or pocketPC and browse on some car pricing web sites from the auction.

Before you buy that car, try to verify first its vehicle history report. You can do that by yourself instantly when you the Palm Pilot or Pocket PC to aid you with the information. Another strategy would be to ask somebody to sit in front of a computer at home and call that person to check the history report of your desired car. Whatever is the cost given, try to remember that the primary concern of the auction is to sell the car. Don't trust the title checks given by the auction.

Read the contract and make sure that it is indicated there the number of days for you to get the contract. If they haven't furnished you the copy after the indicated date, take back your money; that is considered breach of contract. If possible, make it a point that the auctioned car has a title before you pay.

Bear in mind that you still have the buyer's premium to pay; calculate first if the auctioned car price will not go over its market value.

If you can't get the car at an affordable price below its published value, walk away and don't be entangled in a pricing war.

Source:
http://www.carbuyingtips.com

All about Car Accidents

Nobody ever wants to talk about the possibility of a car accident. We only talk about our neighbor whose leg almost got amputated after he smashed his car to a truck. But come to think of it; we do have to talk about what we should do about it to arm ourselves against any car mishap that might happen.
One major point to stress here is to hire a personal injury lawyer. This man of law will help you in determining the amount of insurance you should be getting or how much is your compensatory benefits, or simply that you are not being fooled by your insurance company or that of the other party’s.
Another significant thing; these benefits you are getting are based on the insurance package that you signed; basically, there are two types of insurance coverage: the comprehensive, which covers theft, vandalism, fire, and accidents caused by nature; the second one is collision coverage, which covers the insurance coverage of your car in any accident. However, the most basic tenet you should remember when you met an accident is to call your insurance to report the incident immediately; then you should file a police report, just to have some significant information documented, example the damages and the name of the persons involved, etc.
In some states, what is more troublesome is to determine who is at fault for the accident. In some states, a policy of no-fault liability makes every person involved in an accident responsible for damages on his own car. But still for some states, the at-fault policy requires a responsible party to pay all the damages of everyone involved.
Now what you must bear in mind is to document the pertinent information from the accident that will help your personal injury lawyer build a case with, such information as names and addresses of people involved in the accident, including the witnesses if there are any; insurance companies and the policy numbers of the people involved, a narration of how the incident took place, the property damages, and even names of those police officers who responded to the scene.
It’s good to equip ourselves of advance information for any accident or anything at all in life; in that case, we can lessen the inconvenience we experience in a car accident.

Source:
http://www.personalinjuryfyi.com